RESOURCE LIBRARY

Putting off maintenance is a common driver of preventable property losses, yet it rarely gets the same attention as more visible risks. In reality, daily maintenance is a highly effective line of defence for most organisations. “Most major losses we investigate have warning signs that were visible months or years earlier,” said David Reynolds, Head of Risk Engineering and Surveys at RiskSTOP. “Routine maintenance and good housekeeping may not feel strategic, but together they prevent more...

Lithium-ion batteries haven’t suddenly appeared in the world. But if you’re placing or owning property risk, you’ll have noticed something has changed: the underwriting conversation has sharpened. Not because underwriters have become “anti-battery”. In most sectors, batteries are now part of normal operations. E-mobility, tools, plant, cleaning equipment, tenant devices, stored goods, returns, even on-site energy storage all make use of them. What’s changed is this: insurers are less willing...

For decades, the insurance industry has described risk management as essential to controlling loss, reducing claims and protecting people. Yet in practice, structured risk management support remains uneven across the UK. Large organisations often receive regular surveys, tailored guidance and ongoing engagement from insurers. Smaller businesses rarely do, despite facing many of the same exposures. According to a survey by Hiscox , around one-third of UK SMEs lack any formal risk management...

Fire safety requirements in Scotland continue to evolve as part of a wider commitment to improving building safety and reducing the risk of fire spread. One of the most significant upcoming changes for building owners and developers to be aware of is the Building (Scotland) Amendment Regulations 2025. This regulation will come into force on 6 April 2026. These amendments update Scotland’s building standards requirements relating to external wall cladding systems and automatic fire suppression...

Discover how risk management needs to scale and modernise fast. Explore insights from RiskSTOP Group on industry demands and AI's role in reshaping expectations.

As 2026 begins, risk managers across the UK are navigating a landscape reshaped by environmental volatility, workforce pressures and rapidly evolving regulatory expectations. Traditional property and liability risks remain, but they now intersect with emerging threats that demand more integrated and evidence-led approaches to organisational resilience. “Risk managers are juggling more variables than ever,” said David Reynolds, Head of Risk Engineering and Surveys at RiskSTOP. “The challenge...

With empty homes up 10% in five years and the proportion of high street retail premises left vacant hitting a one in seven all-time high,...

For over 200 years, the insurance industry has understood the benefits of risk management in reducing and controlling exposure. But in a...

Challenging risks continue to redefine risk management, and it’s important to understand them to keep places and people safe and secure....

There’s always one, isn’t there? Whether it’s the car hogging the middle lane, the shopping trolley that’s impossible to steer or that...

Companies with strong social practices outperform their peers by 20% and face 30% fewer regulatory fines, yet trust in the insurance...

Risks that were hardly reported just a few years ago are being increasingly brought to the attention of insurance underwriters, brokers...