Lithium-ion batteries haven’t suddenly appeared in the world. But if you’re placing or owning property risk, you’ll have noticed something has changed: the underwriting conversation has sharpened. Not because underwriters have become “anti-battery”. In most sectors, batteries are now part of normal operations. E-mobility, tools, plant, cleaning equipment, tenant devices, stored goods, returns, even on-site energy storage all make use of them. What’s changed is this: insurers

For decades, the insurance industry has described risk management as essential to controlling loss, reducing claims and protecting people. Yet in practice, structured risk management support remains uneven across the UK. Large organisations often receive regular surveys, tailored guidance and ongoing engagement from insurers. Smaller businesses rarely do, despite facing many of the same exposures. According to a survey by Hiscox , around one-third of UK SMEs lack any formal r

Fire safety requirements in Scotland continue to evolve as part of a wider commitment to improving building safety and reducing the risk of fire spread. One of the most significant upcoming changes for building owners and developers to be aware of is the Building (Scotland) Amendment Regulations 2025. This regulation will come into force on 6 April 2026. These amendments update Scotland’s building standards requirements relating to external wall cladding systems and automatic

Discover how risk management needs to scale and modernise fast. Explore insights from RiskSTOP Group on industry demands and AI's role in reshaping expectations.

As 2026 begins, risk managers across the UK are navigating a landscape reshaped by environmental volatility, workforce pressures and rapidly evolving regulatory expectations. Traditional property and liability risks remain, but they now intersect with emerging threats that demand more integrated and evidence-led approaches to organisational resilience. “Risk managers are juggling more variables than ever,” said David Reynolds, Head of Risk Engineering and Surveys at RiskSTOP.

The BAFE SP205 scheme is widely recognised as the UK’s benchmark for Life Safety Fire Risk Assessment competence and has now been updated to Version 6.0. Published on 7 November 2025 , with changes coming into effect on 31 March 2026 , this revision represents a significant development for organisations responsible for delivering Fire Risk Assessments and for those who rely upon them. What is BAFE SP205? The BAFE SP205 Life Safety Fire Risk Assessment Scheme provides a robust

Fire chiefs have warned that the UK cannot “enforce its way out of the building safety crisis”. Deep-rooted flaws in the way buildings are designed, constructed, and managed continue to delay the progress of essential remediation work across higher-risk buildings. In its recent position statement , the National Fire Chiefs Council (NFCC) called for a centrally led, risk-based remediation programme. It emphasised that relying solely on enforcement cannot repair a “broken regi

From ‘smart’ machines to AI-powered safety systems, more decisions at work are now being made by algorithms. However, if something goes...

With empty homes up 10% in five years and the proportion of high street retail premises left vacant hitting a one in seven all-time high,...

Martyn’s Law – now officially the Terrorism (Protection of Premises) Act 2025 – has passed into UK law. With a 24-month implementation...

For over 200 years, the insurance industry has understood the benefits of risk management in reducing and controlling exposure. But in a...

As the popularity of e-bikes continues to grow in the UK, a recent government report  from the Office for Product Safety and Standards...

Challenging risks continue to redefine risk management, and it’s important to understand them to keep places and people safe and secure....

There’s always one, isn’t there? Whether it’s the car hogging the middle lane, the shopping trolley that’s impossible to steer or that...

Companies with strong social practices outperform their peers by 20% and face 30% fewer regulatory fines, yet trust in the insurance...

Businesses in the UK will soon need to update their fire safety equipment to comply with stricter regulations on firefighting foams...