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For decades, the insurance industry has described risk management as essential to controlling loss, reducing claims and protecting people. Yet in practice, structured risk management support remains uneven across the UK. Large organisations often receive regular surveys, tailored guidance and ongoing engagement from insurers. Smaller businesses rarely do, despite facing many of the same exposures. According to a survey by Hiscox , around one-third of UK SMEs lack any formal r

Fire safety requirements in Scotland continue to evolve as part of a wider commitment to improving building safety and reducing the risk of fire spread. One of the most significant upcoming changes for building owners and developers to be aware of is the Building (Scotland) Amendment Regulations 2025. This regulation will come into force on 6 April 2026. These amendments update Scotland’s building standards requirements relating to external wall cladding systems and automatic

Discover how risk management needs to scale and modernise fast. Explore insights from RiskSTOP Group on industry demands and AI's role in reshaping expectations.

As 2026 begins, risk managers across the UK are navigating a landscape reshaped by environmental volatility, workforce pressures and rapidly evolving regulatory expectations. Traditional property and liability risks remain, but they now intersect with emerging threats that demand more integrated and evidence-led approaches to organisational resilience. “Risk managers are juggling more variables than ever,” said David Reynolds, Head of Risk Engineering and Surveys at RiskSTOP.

The BAFE SP205 scheme is widely recognised as the UK’s benchmark for Life Safety Fire Risk Assessment competence and has now been updated to Version 6.0. Published on 7 November 2025 , with changes coming into effect on 31 March 2026 , this revision represents a significant development for organisations responsible for delivering Fire Risk Assessments and for those who rely upon them. What is BAFE SP205? The BAFE SP205 Life Safety Fire Risk Assessment Scheme provides a robust