© Copyright 2017 The RiskSTOP Group Ltd - All rights reserved.
Registered Office: The Pavilion, Botleigh Grange Business Park, Hedge End, Southampton SO30 2AF. Registered in England with number 6236118


Helps underwriters discreetly validate buildings sums insured to ensure the premium received is commensurate with the risk

Why A Rebuild Cost Assessment?
An Effective Solution
Key Features
Key Benefits
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  • Helps underwriters to discreetly validate buildings sums insured to ensure the premium received is commensurate with the risk

  • If the level of cover is found to be inadequate, our comprehensive report can support the presentation of a case for altering the sums insured

  • Helps to avoid disputes over claims and is increasingly deployed by underwriters in conjunction with an offer to remove Average, or to provide Replacement Cost Cover



  • It has been estimated that more than three-quarters of insured buildings in the UK have inaccurate or inadequate sums insured

  • This is a major problem for underwriters

  • When sums insured are too low, underwriters do not receive premiums commensurate to risk

  • If this is a common feature of your portfolio, this causes a significant shortfall in premium income

  • Also, inadequate sums insured can lead to bitter disputes over claims following the application of Average, which in turn can cause damaging publicity



  • Rebuild Cost Assessment can be deployed for almost any type of UK-based risk that features buildings at the complete discretion of the underwriter

  • Insurer branded white-labeling can be provided

  • Our desktop-based assessment is suited to standard domestic and commercial risks

  • Our site-based assessment can be undertaken in isolation or in conjunction with a Risk Management Site Survey, which ensures efficiency and keeps costs as low as possible

  • Both options utilise detailed and comprehensive methods of assessment and have been built by RICS Approved personnel



  • Validates sums insured for underwriter

  • Desktop or Site survey (as part of Risk Management Site Survey) options

  • Provides comprehensive Rebuild Cost Assessment report that can be provided to broker (to then provide to policyholder)

  • No direct communication with policyholder concerning Rebuild Cost Assessment

  • Keeps/supports timed/dated record of informing policyholder

  • Flexibility

For a full list of key features please click here.



  • Opportunity for premium/commission growth

  • Supports presentation of case for altering sums insured

  • Lower cost than separate bespoke desktop Rebuild Cost Assessment

  • Creates option of providing policy without average clause

  • Presents better picture of risk/exposure at the right time

  • Efficiency/Time

For a full list of key benefits please click here.


  • Provides the opportunity to remove Average, or to provide Replacement Cost Cover, as an enhanced proposition that treats customers fairly

  • And as well as helping to avoid potentially damaging disputes over claims settlements

  • Supports brokers to meet their obligations to clients and to achieve compliance, while reducing their professional negligence risk

  • Is a ‘nil cost’ service to the policyholder

  • Adds value, supporting retention for both insurer and broker



Call us now on:

+44 (0) 1305 215500